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Mobile · Fintech · 2025
Multi-market wallet app
A native payments and wallet product for teams that need bank-grade trust without bank-grade bloat.
SwiftKotlinNode.jsAWS
P95 < 400ms
The challenge
One codebase surface for payments, P2P transfers and balances across markets — with biometric lock, clear money states, and snappy UI on mid-tier Android as well as flagship iOS.
How we approach it
Swift and Kotlin clients over a modular Node service layer. Offline-first transaction queue, feature-flagged market rollouts, and a design system that makes money actions impossible to mis-tap.
What good looks like
- Interaction budget: P95 under 400ms on reference mid-tier devices
- Biometric auth + secure enclave / Keystore for session and signing flows
- Market launch path behind flags — ship once, open region by region
Next study
AI commerce copilot
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